/* =========================================================================
   Jim Adkins Insurance — Trust-Premium design system
   Navy #0b2447 · Gold #c8a04a · Off-white. Editorial (Fraunces) + Inter.
   Single stylesheet, tokens first. No build step.
   ========================================================================= */

:root {
  /* ink / navy */
  --ink:        #0b2447;
  --ink-2:      #123a6b;
  --ink-soft:   #3a4a66;
  --body:       #4b5670;
  --muted:      #74809a;

  /* gold */
  --gold:       #c8a04a;
  --gold-2:     #b0873a;
  --gold-soft:  #e3c67e;
  --gold-tint:  #f6efdd;

  /* surfaces */
  --bg:         #f7f4ec;
  --bg-2:       #efeadd;
  --card:       #ffffff;
  --line:       #e7e1d3;
  --line-2:     #ece7db;

  /* status */
  --ok:         #2f8f5b;
  --star:       #e0a92e;

  /* effects */
  --shadow-sm:  0 1px 2px rgba(11,36,71,.05), 0 2px 6px rgba(11,36,71,.05);
  --shadow:     0 4px 12px -4px rgba(11,36,71,.10), 0 12px 32px -12px rgba(11,36,71,.14);
  --shadow-lg:  0 8px 24px -8px rgba(11,36,71,.16), 0 30px 60px -24px rgba(11,36,71,.24);
  --ring:       0 0 0 4px rgba(200,160,74,.22);

  --r-sm: 10px; --r: 16px; --r-lg: 22px; --r-xl: 30px; --r-pill: 999px;

  --maxw: 1180px;
  --pad: clamp(20px, 5vw, 40px);

  --serif: "Fraunces", "Iowan Old Style", Georgia, "Times New Roman", serif;
  --sans:  "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

body {
  margin: 0;
  font-family: var(--sans);
  color: var(--body);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
h1, h2, h3, h4 { color: var(--ink); font-family: var(--serif); font-weight: 500; line-height: 1.08; margin: 0; letter-spacing: -.01em; }
p { margin: 0; }

/* ---------- layout ---------- */
.wrap { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: var(--pad); }
.section { padding-block: clamp(64px, 9vw, 120px); }
.section--tight { padding-block: clamp(48px, 6vw, 80px); }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font: 600 12px/1 var(--sans); letter-spacing: .16em; text-transform: uppercase;
  color: var(--gold-2);
}
.eyebrow::before { content: ""; width: 22px; height: 1.5px; background: var(--gold); border-radius: 2px; }
.section-head { max-width: 640px; margin-bottom: clamp(32px, 4vw, 52px); }
.section-head.center { margin-inline: auto; text-align: center; }
.section-head.center .eyebrow::before { display: none; }
.section-head h2 { font-size: clamp(30px, 4.4vw, 46px); margin: 14px 0 0; }
.section-head p { margin-top: 16px; font-size: clamp(16px, 1.6vw, 18px); color: var(--ink-soft); }
.lead { font-size: clamp(17px, 1.8vw, 19px); color: var(--ink-soft); }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  font: 600 15px/1 var(--sans); padding: 14px 22px; border-radius: var(--r-pill);
  border: 1.5px solid transparent; cursor: pointer; transition: transform .18s ease, box-shadow .2s ease, background .2s, color .2s, border-color .2s;
  white-space: nowrap;
}
.btn svg { width: 18px; height: 18px; }
.btn-gold { background: linear-gradient(180deg, var(--gold-soft), var(--gold)); color: #2a2007; box-shadow: 0 6px 18px -6px rgba(200,160,74,.6); }
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 10px 26px -8px rgba(200,160,74,.7); }
.btn-navy { background: var(--ink); color: #fff; }
.btn-navy:hover { transform: translateY(-2px); background: var(--ink-2); box-shadow: var(--shadow); }
.btn-ghost { background: transparent; color: var(--ink); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--ink); transform: translateY(-2px); }
.btn-lg { padding: 16px 28px; font-size: 16px; }
.btn-block { width: 100%; }
.btn:focus-visible, a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible { outline: none; box-shadow: var(--ring); }

/* ---------- announcement bar ---------- */
.topbar {
  background: var(--ink); color: #dfe6f2;
  font: 500 13px/1 var(--sans); letter-spacing: .01em;
}
.topbar .wrap { display: flex; align-items: center; justify-content: center; gap: 18px; padding-block: 9px; flex-wrap: wrap; text-align: center; }
.topbar b { color: #fff; }
.topbar .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--gold-soft); box-shadow: 0 0 0 3px rgba(200,160,74,.25); animation: pulse 2.6s ease-in-out infinite; }
.topbar a { color: var(--gold-soft); font-weight: 600; }
.topbar a:hover { color: #fff; }
@keyframes pulse { 0%,100%{ box-shadow:0 0 0 3px rgba(200,160,74,.25);} 50%{ box-shadow:0 0 0 6px rgba(200,160,74,0);} }

/* ---------- header ---------- */
.header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(247,244,236,.82); backdrop-filter: saturate(160%) blur(14px);
  border-bottom: 1px solid transparent; transition: border-color .3s, box-shadow .3s, background .3s;
}
.header.scrolled { border-bottom-color: var(--line); box-shadow: 0 8px 30px -20px rgba(11,36,71,.35); }
.nav { display: flex; align-items: center; gap: 28px; padding-block: 15px; }
.brand { display: flex; align-items: center; gap: 12px; margin-right: auto; }
.seal {
  width: 44px; height: 44px; flex: 0 0 auto; border-radius: 13px;
  display: grid; place-items: center; color: var(--gold-soft);
  background: linear-gradient(155deg, var(--ink-2), var(--ink));
  box-shadow: inset 0 0 0 1px rgba(227,198,126,.35), var(--shadow-sm);
  font-family: var(--serif); font-weight: 600; font-size: 19px; letter-spacing: .02em;
}
.brand-name { display: flex; flex-direction: column; line-height: 1.05; }
.brand-name b { font-family: var(--serif); font-weight: 600; color: var(--ink); font-size: 18px; letter-spacing: -.01em; }
.brand-name span { font: 600 10.5px/1 var(--sans); letter-spacing: .14em; text-transform: uppercase; color: var(--gold-2); margin-top: 3px; }
.nav-links { display: flex; align-items: center; gap: 4px; }
.nav-links a { font: 600 14.5px/1 var(--sans); color: var(--ink-soft); padding: 10px 13px; border-radius: var(--r-sm); transition: color .18s, background .18s; }
.nav-links a:hover { color: var(--ink); background: rgba(11,36,71,.05); }
.nav-cta { display: flex; align-items: center; gap: 12px; }
.nav-phone { display: inline-flex; align-items: center; gap: 8px; font: 700 15px/1 var(--sans); color: var(--ink); }
.nav-phone svg { width: 17px; height: 17px; color: var(--gold-2); }
.hamburger { display: none; width: 44px; height: 44px; border: 1px solid var(--line); background: var(--card); border-radius: 12px; cursor: pointer; place-items: center; color: var(--ink); }
.hamburger svg { width: 22px; height: 22px; }

/* mobile drawer */
.drawer { position: fixed; inset: 0; z-index: 200; display: none; }
.drawer.open { display: block; }
.drawer-scrim { position: absolute; inset: 0; background: rgba(11,36,71,.45); backdrop-filter: blur(2px); }
.drawer-panel {
  position: absolute; top: 0; right: 0; height: 100%; width: min(88vw, 360px);
  background: var(--bg); box-shadow: var(--shadow-lg); padding: 20px;
  display: flex; flex-direction: column; gap: 6px; transform: translateX(100%); transition: transform .28s ease;
  overflow-y: auto;
}
.drawer.open .drawer-panel { transform: none; }
.drawer-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 12px; }
.drawer-panel a { font: 600 17px/1 var(--sans); color: var(--ink); padding: 15px 12px; border-radius: 12px; border-bottom: 1px solid var(--line); }
.drawer-panel a:hover { background: rgba(11,36,71,.05); }
.drawer-close { width: 42px; height: 42px; border: 1px solid var(--line); background: var(--card); border-radius: 12px; display: grid; place-items: center; cursor: pointer; color: var(--ink); }
.drawer-close svg { width: 20px; height: 20px; }

/* ---------- hero ---------- */
.hero { position: relative; overflow: hidden; padding-block: clamp(48px, 7vw, 96px); }
.hero::before {
  content: ""; position: absolute; inset: -20% -10% auto -10%; height: 620px; z-index: 0;
  background:
    radial-gradient(60% 80% at 78% 12%, rgba(200,160,74,.16), transparent 60%),
    radial-gradient(50% 70% at 8% 0%, rgba(18,58,107,.10), transparent 55%);
  pointer-events: none;
}
.hero .wrap { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr; justify-items: center; text-align: center; }
.hero-copy { max-width: 820px; }
.hero h1 { font-size: clamp(40px, 6.2vw, 72px); letter-spacing: -.02em; }
.hero h1 .accent { font-style: italic; color: var(--gold-2); }
.hero-copy .lead { margin-top: 22px; max-width: 600px; margin-inline: auto; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; justify-content: center; }
.hero-chips { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 34px; padding-top: 26px; border-top: 1px solid var(--line); justify-content: center; }
.chip { display: inline-flex; align-items: center; gap: 8px; font: 600 13.5px/1 var(--sans); color: var(--ink-soft); }
.chip svg { width: 16px; height: 16px; color: var(--gold-2); }
.chip .stars { color: var(--star); letter-spacing: 1px; }

/* hero visual — live assistant preview card */
.hero-art { position: relative; display: flex; align-items: center; justify-content: center; padding: 8px 0; }
.hero-stack { position: relative; width: min(100%, 400px); }
.hero-assistant {
  position: relative; width: 100%;
  background: linear-gradient(162deg, var(--ink-2), var(--ink));
  border-radius: 24px; padding: 20px 20px 22px;
  box-shadow: var(--shadow-lg), inset 0 0 0 1px rgba(227,198,126,.22);
  overflow: hidden;
}
.hero-assistant .ha-glow { position: absolute; inset: 0; background: radial-gradient(60% 45% at 22% 6%, rgba(200,160,74,.30), transparent 62%); pointer-events: none; }
.ha-head { position: relative; display: flex; align-items: center; gap: 11px; padding-bottom: 14px; margin-bottom: 14px; border-bottom: 1px solid rgba(227,198,126,.16); }
.ha-av { width: 40px; height: 40px; flex: 0 0 auto; border-radius: 11px; display: grid; place-items: center; color: var(--gold-soft); background: rgba(200,160,74,.16); border: 1px solid rgba(227,198,126,.3); }
.ha-av svg { width: 20px; height: 20px; }
.ha-id b { display: block; color: #fff; font: 700 15px/1.2 var(--sans); }
.ha-id em { font: 600 12px/1 var(--sans); font-style: normal; color: #7fe0a8; display: inline-flex; align-items: center; gap: 6px; margin-top: 4px; }
.ha-id em::before { content:""; width:7px; height:7px; border-radius:50%; background:#7fe0a8; box-shadow:0 0 0 3px rgba(127,224,168,.2); }
.ha-thread { position: relative; display: flex; flex-direction: column; gap: 9px; }
.hero-assistant .bubble { max-width: 88%; margin: 0; }
.hero-assistant .bubble.ai { background: rgba(255,255,255,.07); color: #e6edf9; border: 1px solid rgba(200,160,74,.16); border-bottom-left-radius: 4px; }
.hero-assistant .bubble.me { background: linear-gradient(180deg, var(--gold-soft), var(--gold)); color: #2a2007; font-weight: 600; margin-left: auto; border-bottom-right-radius: 4px; }
.ha-cta { position: relative; margin-top: 16px; width: 100%; display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 12px; border: 0; border-radius: 12px; cursor: pointer; font: 700 14px/1 var(--sans); color: #2a2007; background: linear-gradient(180deg, var(--gold-soft), var(--gold)); transition: transform .18s, box-shadow .2s; }
.ha-cta:hover { transform: translateY(-1px); box-shadow: 0 8px 20px -8px rgba(200,160,74,.6); }
.ha-cta svg { width: 16px; height: 16px; transition: transform .2s; }
.ha-cta:hover svg { transform: translateX(3px); }
.hero-badge {
  position: absolute; right: 0; top: calc(100% + 14px); z-index: 3;
  background: var(--card); border-radius: var(--r); padding: 12px 15px; box-shadow: var(--shadow-lg);
  display: flex; align-items: center; gap: 12px; max-width: 244px;
}
.hero-badge .ico { width: 40px; height: 40px; border-radius: 11px; background: var(--gold-tint); color: var(--gold-2); display: grid; place-items: center; flex: 0 0 auto; }
.hero-badge .ico svg { width: 21px; height: 21px; }
.hero-badge b { display: block; color: var(--ink); font: 700 14px/1.2 var(--sans); }
.hero-badge span { font: 500 12.5px/1.3 var(--sans); color: var(--muted); }
.bubble { font: 500 12.5px/1.45 var(--sans); padding: 9px 12px; border-radius: 13px; max-width: 90%; }

/* ---------- marquee / carriers ---------- */
.trust-strip { background: var(--card); border-block: 1px solid var(--line); }
.trust-strip .wrap { display: flex; align-items: center; gap: clamp(20px,4vw,56px); flex-wrap: wrap; justify-content: space-between; padding-block: 26px; }
.trust-item { display: flex; flex-direction: column; gap: 3px; }
.trust-item b { font-family: var(--serif); font-size: 30px; color: var(--ink); font-weight: 600; }
.trust-item span { font: 500 13px/1.2 var(--sans); color: var(--muted); }
.trust-item .stars { color: var(--star); font-size: 15px; letter-spacing: 1px; }

/* ---------- coverage grid ---------- */
.grid { display: grid; gap: 20px; }
.cov-grid { grid-template-columns: repeat(3, 1fr); }
.cov-card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--r-lg);
  padding: 28px; position: relative; overflow: hidden; transition: transform .22s ease, box-shadow .25s ease, border-color .25s;
}
.cov-card::after { content:""; position:absolute; left:0; top:0; height:3px; width:0; background: linear-gradient(90deg,var(--gold),var(--gold-soft)); transition: width .35s ease; }
.cov-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--gold-soft); }
.cov-card:hover::after { width: 100%; }
.cov-ico { width: 52px; height: 52px; border-radius: 14px; background: var(--gold-tint); color: var(--gold-2); display: grid; place-items: center; margin-bottom: 18px; transition: background .25s, color .25s; }
.cov-card:hover .cov-ico { background: var(--ink); color: var(--gold-soft); }
.cov-ico svg { width: 26px; height: 26px; }
.cov-card h3 { font-size: 21px; margin-bottom: 8px; }
.cov-card p { font-size: 14.5px; color: var(--body); }
.cov-card .tags { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 15px; }
.cov-card .tags span { font: 600 11.5px/1 var(--sans); color: var(--ink-soft); background: var(--bg-2); padding: 6px 10px; border-radius: var(--r-pill); }

/* ---------- AI suite (dark accent block) ---------- */
.ai { background: linear-gradient(165deg, #0c2751, var(--ink) 60%); color: #cdd8ec; position: relative; overflow: hidden; }
.ai::before { content:""; position:absolute; inset:auto -10% -30% -10%; height:420px; background: radial-gradient(50% 60% at 70% 100%, rgba(200,160,74,.18), transparent 60%); pointer-events:none;}
.ai::after { content:""; position:absolute; inset:-30% -10% auto 40%; height:420px; background: radial-gradient(50% 60% at 30% 0%, rgba(90,150,255,.14), transparent 60%); pointer-events:none;}
.ai .wrap { position: relative; z-index: 1; }
.ai .eyebrow { color: var(--gold-soft); }
.ai h2 { color: #fff; }
.ai .section-head p { color: #aebbd4; }
.ai-grid { grid-template-columns: repeat(3, 1fr); margin-top: 8px; }
.ai-card {
  background: rgba(255,255,255,.045); border: 1px solid rgba(200,160,74,.2);
  border-radius: var(--r-lg); padding: 28px; backdrop-filter: blur(4px);
  transition: transform .22s ease, border-color .25s, background .25s;
}
.ai-card:hover { transform: translateY(-4px); border-color: rgba(227,198,126,.55); background: rgba(255,255,255,.07); }
.ai-ico { width: 54px; height: 54px; border-radius: 15px; display: grid; place-items: center; margin-bottom: 18px;
  background: linear-gradient(160deg, rgba(200,160,74,.28), rgba(200,160,74,.08)); color: var(--gold-soft); box-shadow: inset 0 0 0 1px rgba(227,198,126,.3); }
.ai-ico svg { width: 27px; height: 27px; }
.ai-card h3 { color: #fff; font-size: 21px; margin-bottom: 9px; }
.ai-card p { font-size: 14.5px; color: #aebbd4; }
.ai-card .k { display: inline-flex; align-items: center; gap: 7px; margin-top: 16px; font: 600 12.5px/1 var(--sans); color: var(--gold-soft); }
.ai-card .k svg { width: 15px; height: 15px; }
.ai-note { margin-top: 34px; display: flex; align-items: center; gap: 12px; flex-wrap: wrap; font: 500 14px/1.5 var(--sans); color: #aebbd4; }
.ai-note b { color: #fff; }
.ai-note .live { display: inline-flex; align-items: center; gap: 8px; font: 700 13px/1 var(--sans); color: #d7ffe9; background: rgba(47,143,91,.22); border: 1px solid rgba(94,214,150,.35); padding: 8px 13px; border-radius: var(--r-pill); }
.ai-note .live::before { content:""; width:8px; height:8px; border-radius:50%; background:#5ed696; box-shadow:0 0 0 3px rgba(94,214,150,.25); animation: pulse 2.4s infinite;}

/* ---------- service quick actions ---------- */
.actions-grid { grid-template-columns: repeat(5, 1fr); gap: 14px; }
.action {
  display: flex; flex-direction: column; align-items: flex-start; gap: 12px;
  background: var(--card); border: 1px solid var(--line); border-radius: var(--r);
  padding: 20px; transition: transform .18s, box-shadow .2s, border-color .2s;
}
.action:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--gold-soft); }
.action .ico { width: 42px; height: 42px; border-radius: 11px; background: var(--gold-tint); color: var(--gold-2); display: grid; place-items: center; }
.action .ico svg { width: 21px; height: 21px; }
.action b { color: var(--ink); font: 700 15px/1.2 var(--sans); }
.action span { font: 500 12.5px/1.3 var(--sans); color: var(--muted); }
.action .go { margin-top: auto; font: 700 13px/1 var(--sans); color: var(--gold-2); display: inline-flex; align-items: center; gap: 6px; }
.action .go svg { width: 14px; height: 14px; transition: transform .2s; }
.action:hover .go svg { transform: translateX(3px); }

/* ---------- about ---------- */
.about-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(32px, 5vw, 64px); align-items: center; }
.about-photo {
  position: relative; aspect-ratio: 4/5; border-radius: var(--r-xl); overflow: hidden;
  background: linear-gradient(160deg, var(--ink-2), var(--ink)); box-shadow: var(--shadow-lg);
}
.about-photo .portrait { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center 18%; }
.about-photo .tape { position: absolute; left: 0; right: 0; bottom: 0; padding: 22px; background: linear-gradient(180deg, transparent, rgba(6,20,40,.85)); color: #fff; }
.about-photo .tape b { font-family: var(--serif); font-size: 22px; font-weight: 600; display: block; }
.about-photo .tape span { font: 500 13px/1.3 var(--sans); color: var(--gold-soft); }
.about-photo .est { position: absolute; top: 18px; right: 18px; background: var(--card); color: var(--ink); border-radius: var(--r-pill); font: 700 12px/1 var(--sans); padding: 9px 14px; box-shadow: var(--shadow); }
.about-copy h2 { font-size: clamp(28px, 4vw, 44px); }
.about-copy .lead { margin-top: 18px; }
.about-copy .quote { margin: 24px 0; padding: 18px 22px; border-left: 3px solid var(--gold); background: var(--gold-tint); border-radius: 0 var(--r) var(--r) 0; font-family: var(--serif); font-size: 19px; font-style: italic; color: var(--ink); line-height: 1.5; }
.about-points { display: grid; gap: 14px; margin-top: 8px; }
.about-points li { list-style: none; display: flex; gap: 13px; align-items: flex-start; }
.about-points .tick { width: 26px; height: 26px; flex: 0 0 auto; border-radius: 50%; background: var(--gold-tint); color: var(--gold-2); display: grid; place-items: center; margin-top: 1px; }
.about-points .tick svg { width: 15px; height: 15px; }
.about-points b { color: var(--ink); }

/* ---------- team ---------- */
.team-grid { grid-template-columns: repeat(4, 1fr); }
.member { text-align: center; background: var(--card); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 30px 22px; transition: transform .2s, box-shadow .22s; }
.member:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.member .av {
  width: 82px; height: 82px; margin: 0 auto 16px; border-radius: 50%;
  display: grid; place-items: center; font-family: var(--serif); font-weight: 600; font-size: 30px; color: var(--ink);
  background: radial-gradient(circle at 35% 30%, var(--gold-soft), var(--gold)); box-shadow: inset 0 0 0 4px rgba(255,255,255,.5), var(--shadow-sm);
}
.member b { display: block; color: var(--ink); font-family: var(--serif); font-size: 19px; font-weight: 600; }
.member .role { font: 600 13px/1.35 var(--sans); color: var(--gold-2); margin-top: 5px; }
.member .lic { font: 500 12px/1 var(--sans); color: var(--muted); margin-top: 8px; }

/* ---------- reviews ---------- */
.reviews { background: var(--card); border-block: 1px solid var(--line); }
.rev-top { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; justify-content: center; text-align: center; margin-bottom: 40px; }
.rev-score { font-family: var(--serif); font-size: 62px; font-weight: 600; color: var(--ink); line-height: 1; }
.rev-meta .stars { color: var(--star); font-size: 22px; letter-spacing: 2px; }
.rev-meta span { display: block; font: 500 14px/1.4 var(--sans); color: var(--muted); margin-top: 4px; }
.rev-grid { grid-template-columns: repeat(3, 1fr); }
.rev-card { background: var(--bg); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 26px; }
.rev-card .stars { color: var(--star); font-size: 15px; letter-spacing: 1px; margin-bottom: 12px; }
.rev-card p { font-size: 15px; color: var(--ink-soft); line-height: 1.55; }
.rev-card .who { display: flex; align-items: center; gap: 11px; margin-top: 18px; }
.rev-card .who .av { width: 38px; height: 38px; border-radius: 50%; background: radial-gradient(circle at 35% 30%, var(--gold-soft), var(--gold)); color: var(--ink); display: grid; place-items: center; font: 700 15px/1 var(--sans); }
.rev-card .who b { color: var(--ink); font: 700 14px/1.1 var(--sans); }
.rev-card .who span { font: 500 12px/1 var(--sans); color: var(--muted); }

/* ---------- contact ---------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 4vw, 48px); align-items: stretch; }
.contact-info { display: grid; gap: 16px; align-content: start; }
.info-row { display: flex; gap: 15px; align-items: flex-start; background: var(--card); border: 1px solid var(--line); border-radius: var(--r); padding: 18px 20px; }
.info-row .ico { width: 44px; height: 44px; flex: 0 0 auto; border-radius: 12px; background: var(--gold-tint); color: var(--gold-2); display: grid; place-items: center; }
.info-row .ico svg { width: 22px; height: 22px; }
.info-row .k { font: 600 12px/1 var(--sans); letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.info-row .v { color: var(--ink); font: 600 16px/1.4 var(--sans); margin-top: 5px; }
.info-row .v a:hover { color: var(--gold-2); }
.info-row small { display: block; font: 500 13px/1.4 var(--sans); color: var(--muted); margin-top: 3px; }
.map { border: 1px solid var(--line); border-radius: var(--r); overflow: hidden; min-height: 180px; box-shadow: var(--shadow-sm); }
.map iframe { width: 100%; height: 100%; min-height: 180px; border: 0; display: block; filter: grayscale(.2) contrast(1.02); }

.qform { background: var(--card); border: 1px solid var(--line); border-radius: var(--r-lg); padding: clamp(24px, 3vw, 34px); box-shadow: var(--shadow); align-self: start; }
.qform h3 { font-size: 26px; }
.qform > p { margin-top: 8px; font-size: 14.5px; color: var(--body); }
.field { display: flex; flex-direction: column; gap: 6px; margin-top: 16px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.field label { font: 600 12.5px/1 var(--sans); color: var(--ink-soft); }
.field label i { color: var(--gold-2); font-style: normal; }
.field input, .field select, .field textarea {
  font: 15px/1.4 var(--sans); color: var(--ink); background: var(--bg); border: 1.5px solid var(--line);
  border-radius: 11px; padding: 12px 14px; outline: none; transition: border-color .2s, box-shadow .2s; width: 100%;
}
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--gold); box-shadow: var(--ring); }
.field textarea { resize: vertical; min-height: 92px; }
.qform .btn { margin-top: 20px; }
.qform .fineprint { font: 500 12px/1.5 var(--sans); color: var(--muted); margin-top: 14px; text-align: center; }
.form-note { margin-top: 14px; padding: 12px 14px; border-radius: 11px; font: 600 13.5px/1.4 var(--sans); display: none; }
.form-note.ok { display: block; background: rgba(47,143,91,.1); color: var(--ok); border: 1px solid rgba(47,143,91,.25); }

/* ---------- CTA band ---------- */
.cta {
  background: linear-gradient(150deg, var(--ink-2), var(--ink)); color: #fff; border-radius: var(--r-xl);
  padding: clamp(40px, 6vw, 72px); text-align: center; position: relative; overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.cta::before { content:""; position:absolute; inset:-40% -20% auto -20%; height:380px; background: radial-gradient(50% 70% at 50% 0%, rgba(200,160,74,.28), transparent 60%); }
.cta > * { position: relative; z-index: 1; }
.cta h2 { color: #fff; font-size: clamp(30px, 4.5vw, 48px); }
.cta p { color: #b9c6dd; font-size: 18px; margin-top: 16px; max-width: 560px; margin-inline: auto; }
.cta .hero-cta { justify-content: center; margin-top: 30px; }

/* ---------- footer ---------- */
.footer { background: var(--ink); color: #93a2bf; padding-block: clamp(48px, 6vw, 72px) 28px; margin-top: 0; }
.footer a:hover { color: #fff; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 36px; }
.foot-brand .seal { margin-bottom: 16px; }
.foot-brand p { font-size: 14px; color: #93a2bf; max-width: 300px; margin-top: 4px; }
.foot-brand .brand-name b { color: #fff; }
.foot-col h4 { color: #fff; font-family: var(--sans); font-size: 13px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 16px; }
.foot-col a, .foot-col p { display: block; font: 500 14px/1.4 var(--sans); color: #93a2bf; padding-block: 6px; }
.foot-legal { margin-top: 40px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.1); display: flex; flex-wrap: wrap; gap: 14px 28px; align-items: center; justify-content: space-between; }
.foot-legal .discl { font: 500 12px/1.6 var(--sans); color: #6f7f9c; max-width: 720px; }
.foot-legal .discl b { color: #93a2bf; }
.foot-copy { font: 500 12.5px/1 var(--sans); color: #6f7f9c; }
.badge-aa { display: inline-flex; align-items: center; gap: 8px; font: 600 12.5px/1 var(--sans); color: #b9c6dd; }
.badge-aa .dot { width: 7px; height: 7px; border-radius: 50%; background: #5ed696; box-shadow: 0 0 0 3px rgba(94,214,150,.2); }

/* ---------- reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .7s cubic-bezier(.2,.7,.2,1), transform .7s cubic-bezier(.2,.7,.2,1); }
.reveal.in { opacity: 1; transform: none; }
.reveal[data-delay="1"] { transition-delay: .08s; }
.reveal[data-delay="2"] { transition-delay: .16s; }
.reveal[data-delay="3"] { transition-delay: .24s; }
.reveal[data-delay="4"] { transition-delay: .32s; }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; transition: none; } }

/* ---------- responsive ---------- */
@media (max-width: 980px) {
  .nav-links, .nav-phone { display: none; }
  .hamburger { display: grid; }
  .hero .wrap { grid-template-columns: 1fr; }
  .hero-art { min-height: 380px; margin-top: 8px; }
  .cov-grid, .ai-grid, .rev-grid { grid-template-columns: repeat(2, 1fr); }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .actions-grid { grid-template-columns: repeat(2, 1fr); }
  .about-grid, .contact-grid { grid-template-columns: 1fr; }
  .about-photo { max-width: 380px; }
  .foot-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
}
@media (max-width: 560px) {
  .cov-grid, .ai-grid, .rev-grid, .team-grid, .actions-grid { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; }
  .hero-badge { position: static; margin: 16px auto 0; max-width: none; }
  .foot-grid { grid-template-columns: 1fr; }
  .trust-strip .wrap { justify-content: flex-start; gap: 22px; }
}